EMERGING LEADERS LIMITED INVESTMENT PRIVACY POLICY

Emerging Leaders Investment Limited ("ELIL") is committed to comply with the applicable privacy legislation.

LEGISLATIVE REQUIREMENTS
ELIL is committed to the protection of privacy by complying with the privacy standards set out in the Privacy Act 1988 (Cwth) and the Privacy Amendment (Private Sector) Act 2000 (Cwth). The Privacy Act contains a set of principles known as the National Privacy Principles for handling personal and sensitive information in a confidential and secure manner. A copy of the National Privacy Principles can be obtained from the office of the Federal Privacy Commissioner or the Commissioner's website, http://www.privacy.gov.au/.

COLLECTION
ELIL will only collect personal information where that information is required for the provision of its products and services.

USE AND DISCLOSURE
Personal information may be used and disclosed within ELIL to administer our products and services, as well as for prudential and risk management purposes.

The information may also be used to comply with legislative and regulatory requirements - this may include making certain records available for inspection by the Australian Securities and Investments Commission, the Australian Prudential Regulatory Authority or the Australian Taxation Office.

DISCLOSING TO THIRD PARTIES
We only disclose your personal information to third parties with your express or implied consent, or where we are otherwise entitled or required to do so by law, or for the delivery of the product or service requested by you. The types of third parties we may disclose your personal information to include:

• Our agents, contractors and external advisers who carry out some functions and activities, including Computershare Investor Services Pty Limited ("Computershare") and Ausbil Dexia Limited;
   
• Your executors, administrator, trustee, guardian or attorney;
   
• Regulatory bodies, government agencies, law enforcement bodies, courts and other parties to whom we are authorised or required by law to disclose information;
   
• Auditors;
   
• Claims assessors and investigators, claims managers, and reinsurers;
   
• External dispute resolution bodies (such as Financial Industry Complaint Services Limited.
   

TAX FILE NUMBERS OR OTHER GOVERNMENT IDENTIFIERS
We only use and disclose your tax file number or other government agency identifier for the purposes required by law, such as disclosing your TFN to the Australian Taxation Office.

OUTSOURCING
We may disclose personal information to external organisations that help us provide services. For example, we may provide your name and address to a mailing house to mail account statements to you. These organisations are bound by confidentiality arrangements.

KEEPING INFORMATION UP TO DATE
Our aim is to ensure that all personal information held is accurate, complete and up to date. Please contact Computershare on 1300 850505 if any of your details change.

WE DESTROY DOCUMENTS WE NO LONGER NEED
We will destroy personal information if it is no longer needed for the purposes for which it was collected or for the purposes of meeting legal requirements.

YOU CAN REQUEST DETAILS ABOUT YOUR INFORMATION
You can ask us to give you access to the personal information we hold about you.

We are permitted under the Privacy Act to deny or limit access in certain circumstances, but if this happens we will give you the reason why we have not given the access to you.

SECURITY
ELIL will take necessary steps in order to protect personal information from misuse, loss of and from unauthorised access, modification or disclosure.

If you have any questions or would like to contact us to discuss any issues or concerns regarding our privacy policy or the way in which we use your personal information, please contact Emerging Leaders Investment Limited on 02 9259 0200, 8.30am to 6.00pm (EST) Monday to Friday or email elil@elil.com.au